There has been a string of television adverts recently promoting critical illness cover. You may have seen them, there’s one with a man who does that rather impressive tablecloth trick!

However with many still reeling in the aftermath of the payment protection insurance mis selling scandal and awaiting compensation for a mis sold PPI policy, it is understandable why such a product could set a few alarm bells ringing.

Critical illness cover is a type of insurance which protects you should you become ill. You will benefit from a lump sum which can be used to cover treatment costs as well as other necessary expenses such as loan and credit card repayments. This is where there are similarities to payment protection insurance.

Payment protection insurance was another kind of insurance which was taken out with loan or credit card. It covers you if you are unable to work due to illness, an accident or redundancy and cannot meet the monthly repayments of your credit agreement.

The nationwide controversy surrounding PPI had nothing to do with the product itself however, but the manner in which it was sold. Millions of policies were mis sold to customers who could not make a valid claim against it, did not want it or, in some cases, didn’t even know about it.

Millions of people are still yet to make a claim for mis sold payment protection insurance. As many didn’t even know they had been sold a policy, you could be one of them. To find out simply complete our online claim form. It takes a matter of minutes and could be your first step in reclaiming thousands.